Pension: Let the Money Work for You & your family 

Do you know Sweden has one of the best Pension systems in the world , but only a few truly understands it.

Sweden has 3 Pension: (Refer Pension Triangle) 

• Allmäns Pension: Government Pension via our income tax

• Tjänstepension : Employers pays Pension

• Private Pension: Not recommended.

Allmäns Pension has 2 Parts : Inkomstpension and Premie Pension

Occupation Pension : Collective Agreement or Non Collective agreement, Refer below for different types of Collective agreement Pension in Sweden

We can assist you further on topics:

• Salary Exchange (Lönevaxling) : High income earner can move part of their Salary to Pension

• Repayment Protection (återbetalningsskyd) : If you are no more, you pension goes to your family if this option is choosed (Read more Here)

• Family Skydd : Kind of Life insurance

• Investing your pension : We don’t provide advice on which funds to choose, we can have an overall view and discuss.

• Taxes on Pension withdrawal 

FAQ :

Q) Moving out of Sweden, Can I withdraw my Pension?

A) No , Very rarely Occupation Pension under certain condition can be taken out (Refer : Link)