PRIVACY POLICY

Last Updated: February 25, 2026

This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our video course platform and meeting booking services. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access our services.

1. Data Controller

The data controller responsible for the processing of your personal data is:

Company Name: Personal Finance Sweden AB
Org nr: 559382-8527

2. Legal Basis for Processing

We process your personal data based on the following legal grounds under GDPR:

• Contract Performance (Art. 6.1.b GDPR): To provide video courses and meeting booking services that you have purchased
• Legal Obligation (Art. 6.1.c GDPR): For accounting and tax compliance requirements
• Legitimate Interest (Art. 6.1.f GDPR): To improve our services, security, and fraud prevention
• Consent (Art. 6.1.a GDPR): For newsletters and marketing communications (where applicable)

3. Personal Information We Collect

Personal Data: We collect the following personal information from you:

• Email address
• Full name
• Phone Number
• Geographic location
• IP address
• Payment information (processed via Stripe)

Usage Information: We automatically collect certain information when you access our services, including device information, browser type, access times, and pages viewed.

4. How We Collect Your Information

We collect information through the following methods:

• Google Forms: Registration and enrolment forms for video courses
• Stripe: Payment processing for course purchases and meeting bookings
• Amelia Booking System: Meeting and appointment scheduling
• Automated Technologies: IP addresses and location data collected automatically when you access our services

5. How We Use Your Information

We use the information we collect to:

• Provide access to purchased video courses via Google Sites
• Process payments through Stripe
• Manage meeting bookings and appointments
• Send welcome emails and course access information
• Communicate with you about your account, courses, or bookings
• Improve our services and user experience
• Prevent fraud and enhance security
• Comply with legal obligations (e.g., accounting requirements)

6. Third-Party Data Processors

We share your information with the following third-party data processors who assist us in operating our services. All processors are bound by GDPR-compliant data processing agreements:

• Google Workspace: For form management, course hosting via Google Sites, and email communications
• Stripe: For secure payment processing
• Bunny.net: For video content delivery and streaming services
• Amelia: For meeting booking and scheduling services

8. Data Retention

We retain your personal data as follows:

• Customer Data: During the contract period and for 7 years thereafter (Swedish accounting law requirement)
• Payment Information: 7 years in accordance with Swedish accounting law
• Marketing Data (if consent given): Until you withdraw your consent

When your information is no longer required for these purposes, we will securely delete or anonymize it.

9. Your Rights Under GDPR

Under GDPR, you have the right to:

• Access: Request a copy of the data we hold about you.
• Correction: Ask us to fix incorrect data.
• Erasure: Request that we delete your data ("The right to be forgotten"), provided it is no longer needed for legal or contractual obligations.
• Withdraw Consent: Where we rely on consent, you can withdraw it at any time.

10. Data Security

Your data is stored within secure cloud environments provided by Google and our website host. We implement security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way.

Access to your video material is restricted to the email address provided during purchase.

However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

11. Cookies and Tracking Technologies

We use cookies and similar tracking technologies. Under Swedish law (Electronic Communications Act, Chapter 6, Section 18), we require your consent for non-essential cookies. You can manage your cookie preferences through your browser settings.

• Essential Cookies: Necessary for the service to function (no consent required)
• Analytics and Marketing Cookies: Require your consent

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by the 'Last Updated' date at the top of this policy. We encourage you to review this Privacy Policy periodically for any changes. Your continued use of our services after any modifications constitutes your acceptance of the updated Privacy Policy.

13. Contact Information

If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at:

Email: sales@personalfinancesweden.com
Company: Personal Finance Sweden AB